March 2007

1. How to Invest in Commercial Real Estate

Would you like to invest in commercial real estate, but don't know where to start? Worry about the volatility of your stock? Need another source of income for retirement?

If commercial real estate investment is a new territory for you, this seminar will provide you with what you should know before you invest:

• Compare commercial vs. residential investment properties.
• Commercial real estate terminology: cap rate, NOI, GLA, etc.
• Which property type should you invest? Shopping strip, Office building, Apartment, or Gas station? Single tenant or multi-tenant properties?
• How to choose a good investment property.
• Where should you invest? In San Jose or somewhere else?
• Leases: gross lease, net lease, & percentage lease. Which one investors prefer?
• Property Management issues.
• What you should know about financing for commercial properties.
• The offer process, due diligence of commercial transactions

Presented by David Tran, CEO of eFunding, an experienced commercial RE broker

1. Asset and Personal Life Protection. 

Our Bonus Presentation "How to Retire Richer and Younger without Spending Any more Money" invites Kit Batina to share her strategies on retirement planning with new strategies and financial products that provide tax-free income, a new retirement planning strategy has emerged that benefits young and old. Kit is the CEO of Batina Financial & Insurance Services, a financial services firm dealing with the unique concerns of retirement planning, wealth creation/transfer, and principal-guaranteed investments

Presented by Kit Batina.

Dec 2006:

1. Profile of Successful Investor.  Listen to our monthly profile of a successful investor.  Hear the personal experiences, and see the possibility for personal growth and financial success.

2. Investing in TEXAS.  Get Richer.... Faster!  This seminar covers the investment principles and local marketplace of Texas real estate market where it's better to invest in an undervalued market and good potential for appreciation.

3. Asset and Personal Life Protection.  Learn about the best ways to guarantee and protect the lifestyle for you and family.  The concept of Wealth Mastery includes setting up methods to protect your lifestyle and assets with minimal costs.

Oct 18^th 2006 (Wed) - 6:30 pm

"Strategy Equity: Multiplying Your Wealth"

King Crab Restaurant, 269 W. Calaveras Blvd, Milpitas 95035

 RSVP as space is very limited!  $10 per person / $15 at door

 ** Includes Full Gourmet Dinner **

If you're interested in reserving your space, please let me know as soon as possible! 

Strategic Equity: The largest portion of wealth in most families is in their homes. Yet most families are not even planning their wealth in this area. 

Learn how to reposition assets and attitude to attain a net worth of $1 million. Discover how to be your own banker to amass a fortune, using interest rates and tax laws.  See how you can prepare for your retirement, your kids college and financial success!

Presenter: Tim Chang

Certified Mortgage Planning Specialist * Residential & Commercial Lending

Voted “Best of Milpitas”

President, Kuvera Financial

 650.533.0064 Direct
Tim@GreatHomes888.com

www.KuveraLending.com